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:root{--bg:#fff;--text:#0f172a;--text-muted:#64748b;--primary:#0284c7;--primary-hover:#0369a1;--border:#f1f5f9;--surface:#fff;--shadow-sm:0 1px 2px 0 #0000000d;--shadow-md:0 4px 6px -1px #0000001a, 0 2px 4px -2px #0000001a;--shadow-hover:0 20px 25px -5px #0000000d, 0 8px 10px -6px #0000000d}*{box-sizing:border-box;margin:0;padding:0}html,body{max-width:100vw;overflow-x:hidden}body{background-color:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.6}a{color:inherit;text-decoration:none;transition:color .2s ease-in-out}ul{list-style:none}.container{max-width:1200px;margin:0 auto;padding:0 2rem}@media (max-width:768px){.container{padding:0 1.25rem}}.header{z-index:100;border-bottom:1px solid var(--border);background:#fffffffa;width:100%;padding:0;position:sticky;top:0;box-shadow:0 4px 20px #00000008}.header-content{justify-content:space-between;align-items:center;max-width:1200px;height:80px;margin:0 auto;padding:0 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h1{letter-spacing:-.04em;color:var(--text);margin-bottom:1.5rem;font-size:4rem;font-weight:800;line-height:1.1}.hero h1 span{color:var(--primary)}.hero p{color:var(--text-muted);max-width:600px;margin:0 auto 3rem;font-size:1.25rem;line-height:1.8}.btn-primary{background-color:var(--primary);color:#fff;border-radius:9999px;padding:1rem 2.5rem;font-size:1.1rem;font-weight:600;transition:all .3s cubic-bezier(.4,0,.2,1);display:inline-block;box-shadow:0 10px 15px -3px #0284c733}.btn-primary:hover{background-color:var(--primary-hover);transform:translateY(-2px);box-shadow:0 20px 25px -5px #0284c74d}.articles-section{padding:4rem 0 8rem}.section-header{justify-content:space-between;align-items:flex-end;margin-bottom:3rem;display:flex}.section-title{letter-spacing:-.025em;font-size:2.25rem;font-weight:800}.section-subtitle{color:var(--text-muted);margin-top:.5rem;font-size:1.1rem}.view-all{color:var(--primary);align-items:center;gap:.5rem;font-size:.95rem;font-weight:600;display:flex}.view-all:hover{text-decoration:underline}.grid{grid-template-columns:repeat(auto-fill,minmax(min(100%,340px),1fr));gap:2.5rem;display:grid}.card{background:var(--surface);border:1px solid var(--border);cursor:pointer;box-shadow:var(--shadow-sm);border-radius:20px;flex-direction:column;transition:all .4s cubic-bezier(.4,0,.2,1);display:flex;overflow:hidden}.card:hover{box-shadow:var(--shadow-hover);border-color:#0000;transform:translateY(-10px)}.card-img-container{background:#f8fafc;width:100%;height:260px;position:relative;overflow:hidden}.card-img{object-fit:cover;width:100%;height:100%;transition:transform .7s cubic-bezier(.4,0,.2,1)}.card:hover .card-img{transform:scale(1.08)}.card-content{flex-direction:column;flex-grow:1;padding:2rem;display:flex}.card-tag{text-transform:uppercase;letter-spacing:.08em;color:var(--primary);background:#0284c714;border-radius:9999px;width:max-content;margin-bottom:1rem;padding:.4rem .8rem;font-size:.75rem;font-weight:700;display:inline-block}.card-title{letter-spacing:-.01em;margin-bottom:1rem;font-size:1.35rem;font-weight:700;line-height:1.4}.card:hover .card-title{color:var(--primary);transition:color .3s}.card-excerpt{color:var(--text-muted);flex-grow:1;margin-bottom:2rem;font-size:1rem;line-height:1.7}.card-meta{color:var(--text-muted);border-top:1px solid var(--border);justify-content:space-between;align-items:center;padding-top:1.5rem;font-size:.875rem;font-weight:500;display:flex}.author-info{align-items:center;gap:.75rem;display:flex}.author-avatar{background:var(--border);border-radius:50%;width:32px;height:32px}.footer{border-top:1px solid var(--border);background:#fff;padding:5rem 0 2rem;position:relative}.footer-content{grid-template-columns:1.5fr 1fr 1fr;gap:3rem;margin-bottom:3rem;display:grid}.footer-brand .logo{margin-bottom:1rem;display:inline-block}.footer-brand p{color:var(--text-muted);max-width:320px;font-size:.95rem;line-height:1.8}.footer-links h3,.footer-newsletter h3{color:var(--text);margin-bottom:1.5rem;font-size:1.15rem;font-weight:700}.footer-links ul{flex-direction:column;gap:1rem;display:flex}.footer-links a{color:var(--text-muted);width:max-content;display:inline-block;position:relative}.footer-links a:after{content:"";background:var(--primary);width:0;height:1px;transition:width .3s;position:absolute;bottom:-2px;left:0}.footer-links a:hover{color:var(--primary)}.footer-links a:hover:after{width:100%}.footer-newsletter p{color:var(--text-muted);margin-bottom:1.5rem;line-height:1.7}.newsletter-form{max-width:400px;display:flex;position:relative}.newsletter-form input{border:1px solid 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p{margin-bottom:2rem;font-size:1.1rem}.section-header{flex-direction:column;align-items:flex-start;gap:1rem}.section-title{font-size:1.8rem}.articles-section{padding:2rem 0 4rem}.footer-content{grid-template-columns:1fr;gap:3rem}.footer{padding:3rem 0 2rem}}.article-layout{padding-bottom:6rem}.article-container{max-width:800px;margin:0 auto}.article-header{text-align:center;padding:5rem 0 3rem}.article-title{letter-spacing:-.02em;color:var(--text);margin-bottom:2rem;font-size:3rem;font-weight:800;line-height:1.2}.article-meta-large{color:var(--text-muted);justify-content:center;align-items:center;gap:2rem;font-size:1rem;display:flex}.article-hero-img-container{width:100%;max-width:1000px;height:500px;box-shadow:var(--shadow-md);border-radius:24px;margin:0 auto 4rem;position:relative;overflow:hidden}.article-hero-img{object-fit:cover;width:100%;height:100%}.prose{color:#334155;font-size:1.05rem;line-height:1.7}.prose p{margin-bottom:1.25rem}.prose h2{color:var(--text);letter-spacing:-.01em;margin:2.5rem 0 1rem;font-size:1.6rem;font-weight:700}.prose h3{color:var(--text);margin:1.75rem 0 .75rem;font-size:1.25rem;font-weight:600}.prose ul,.prose ol{margin-bottom:1.5rem;padding-left:1.5rem}.prose li{margin-bottom:.5rem}.prose strong{color:var(--text);font-weight:600}.prose blockquote{border-left:4px solid var(--primary);color:var(--text-muted);background:#0284c708;border-radius:0 12px 12px 0;margin:2.5rem 0;padding:1.5rem;font-size:1.25rem;font-style:italic}.prose figure{margin:3rem 0}.prose figure img{width:100%;height:auto;box-shadow:var(--shadow-sm);border-radius:16px}.prose figcaption{text-align:center;color:var(--text-muted);margin-top:1rem;font-size:.9rem;font-style:italic}@media (max-width:768px){.article-layout{padding-bottom:3rem}.article-header{padding:3rem 0 2rem}.article-title{margin-bottom:1.5rem;font-size:2.1rem}.article-hero-img-container{border-radius:0;height:260px;margin-bottom:2.5rem}.article-meta-large{flex-direction:column;gap:1rem}.prose{font-size:1.05rem}.prose h2{margin:2.5rem 0 1rem;font-size:1.5rem}.prose h3{font-size:1.3rem}.prose blockquote{margin:2rem 0;padding:1.25rem;font-size:1.1rem}}.filter-container{flex-direction:column;align-items:center;gap:1.5rem;margin-bottom:3rem;display:flex}.search-input{border:1px solid var(--border);width:100%;max-width:600px;box-shadow:var(--shadow-sm);background:var(--surface);color:var(--text);border-radius:9999px;outline:none;padding:1rem 1.5rem;font-size:1.05rem;transition:all .2s}.search-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px #0284c71a}.category-pills{flex-wrap:wrap;justify-content:center;gap:.75rem;display:flex}.category-pill{border:1px solid var(--border);background:var(--surface);color:var(--text-muted);cursor:pointer;border-radius:9999px;padding:.5rem 1.25rem;font-size:.9rem;font-weight:600;transition:all .2s}.category-pill:hover,.category-pill.active{background:var(--primary);color:#fff;border-color:var(--primary)}.no-results{text-align:center;color:var(--text-muted);grid-column:1/-1;padding:4rem 0;font-size:1.1rem}.share-section{border-top:1px solid var(--border);margin-top:4rem;padding-top:2rem}.share-section h3{color:var(--text);margin-bottom:1.5rem;font-size:1.1rem}.share-buttons{flex-wrap:wrap;gap:1rem;display:flex}.btn-share{color:#fff;border-radius:8px;padding:.75rem 1.5rem;font-size:.95rem;font-weight:600;transition:transform .2s,opacity .2s}.btn-share:hover{opacity:.9;transform:translateY(-2px)}.btn-share.whatsapp{background-color:#25d366}.btn-share.facebook{background-color:#1877f2}.btn-share.twitter{background-color:#000}.banner-slider-container{width:100%;height:450px;box-shadow:var(--shadow-md), 0 20px 40px -10px #0284c733;background:var(--surface);border-radius:24px;position:relative;overflow:hidden}.banner-slide{opacity:0;z-index:1;width:100%;height:100%;transition:opacity .8s ease-in-out;position:absolute;top:0;left:0}.banner-slide.active{opacity:1;z-index:2}.banner-img{object-fit:cover;width:100%;height:100%}.banner-overlay{background:linear-gradient(#0000 0%,#000c 100%);align-items:flex-end;width:100%;padding:4rem 3rem 3rem;display:flex;position:absolute;bottom:0;left:0}.banner-content{color:#fff;opacity:0;max-width:600px;transition:all .6s cubic-bezier(.4,0,.2,1) .3s;transform:translateY(20px)}.banner-slide.active .banner-content{opacity:1;transform:translateY(0)}.banner-content h2{letter-spacing:-.02em;text-shadow:0 2px 4px #00000080;margin-bottom:.5rem;font-size:2.2rem;font-weight:800}.banner-content p{opacity:.9;text-shadow:0 1px 3px #00000080;margin-bottom:1.5rem;font-size:1.1rem}.btn-banner{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);color:#fff;background:#fff3;border:1px solid #fff6;border-radius:9999px;padding:.75rem 1.75rem;font-weight:600;transition:all .3s;display:inline-block}.btn-banner:hover{background:var(--primary);border-color:var(--primary);transform:translateY(-2px);box-shadow:0 0 20px #0284c799}.banner-indicators{z-index:3;gap:.5rem;display:flex;position:absolute;bottom:1.5rem;right:2rem}.indicator{cursor:pointer;background:#fff6;border:none;border-radius:50%;width:10px;height:10px;transition:all .3s}.indicator.active{background:#fff;transform:scale(1.3);box-shadow:0 0 10px #fffc}@media (max-width:768px){.banner-slider-container{border-radius:16px;height:350px}.banner-overlay{padding:2rem 1.5rem 1.5rem}.banner-content h2{font-size:1.5rem}.banner-content p{font-size:.95rem}}.kalkulator-container{max-width:1000px;box-shadow:var(--shadow-md);border:1px solid var(--border);background:#fff;border-radius:24px;margin:0 auto;overflow:hidden}.kalkulator-grid{grid-template-columns:1fr 1fr;display:grid}@media (max-width:768px){.kalkulator-grid{grid-template-columns:1fr}}.kalkulator-form{background:#fff;padding:3rem}.form-group{margin-bottom:2rem}.form-group label{color:var(--text);margin-bottom:.75rem;font-size:.95rem;font-weight:600;display:block}.kalkulator-input{border:1px solid var(--border);width:100%;color:var(--text);background:#f8fafc;border-radius:12px;outline:none;margin-bottom:1rem;padding:1rem;font-size:1.1rem;font-weight:600;transition:border-color .2s}.kalkulator-input:focus{border-color:var(--primary);background:#fff}.range-slider{margin-bottom:.5rem}.range-slider input[type=range]{width:100%;accent-color:var(--primary)}.value-display{text-align:right;color:var(--text-muted);font-size:.9rem;font-weight:500;display:block}.kalkulator-result{border-left:1px solid var(--border);background:#f8fafc;flex-direction:column;justify-content:center;padding:3rem;display:flex}@media (max-width:768px){.kalkulator-result{border-left:none;border-top:1px solid var(--border)}}.result-card{box-shadow:var(--shadow-sm);text-align:center;background:#fff;border-radius:20px;padding:2.5rem}.result-card h3{color:var(--text-muted);margin-bottom:1rem;font-size:1.1rem;font-weight:600}.cicilan-amount{color:var(--primary);letter-spacing:-.02em;margin-bottom:2rem;font-size:2.5rem;font-weight:800}.result-details{border-top:1px solid var(--border);text-align:left;padding-top:1.5rem}.detail-row{color:var(--text-muted);justify-content:space-between;margin-bottom:1rem;font-size:.95rem;display:flex}.detail-row span:last-child{color:var(--text);font-weight:600}.detail-row.total{border-top:1px dashed var(--border);color:var(--text);margin-top:1.5rem;padding-top:1rem;font-size:1.1rem;font-weight:700}.detail-row.total span:last-child{color:var(--primary)}.disclaimer-text{color:#94a3b8;text-align:left;margin-top:2rem;font-size:.8rem;line-height:1.5}.glossary-list{gap:1.5rem;display:grid}.glossary-item{border:1px solid var(--border);box-shadow:var(--shadow-sm);background:#fff;border-radius:16px;padding:2rem;transition:all .3s}.glossary-item:hover{box-shadow:var(--shadow-md);border-color:#0284c74d;transform:translate(5px)}.glossary-term{color:var(--primary);margin-bottom:.75rem;font-size:1.3rem;font-weight:700}.glossary-definition{color:var(--text);font-size:1.05rem;line-height:1.7}